Home / Abu Dhabi Business Directory / Life Insurance Abu Dhabi : List of the Top Life Insurance Company in Abu Dhabi with Contact Details
Life Insurance Abu Dhabi : List of the Best life insurance with Contact Details & Location Map. Top life insurance in Abu Dhabi.
Life Insurance Abu Dhabi : List of the Best life insurance with Contact Details & Location Map. Top life insurance in Abu Dhabi.

Life Insurance Abu Dhabi : List of the Top Life Insurance Company in Abu Dhabi with Contact Details

Life Insurance Abu Dhabi : List of the best life insurance Company  in Abu Dhabi with Contact Details including company names, contact details, telephone numbers, email addresses, websites, location map, driving directions, deals, offers, prices, costs, coupons, vouchers, reviews and ratings.

Life Insurance Company Abu Dhabi

Life Insurance Abu Dhabi : List of the life insurance Company in Abu Dhabi with contact details including company names, contact details, telephone numbers, email addresses, websites, location map, driving directions, deals, offers, prices, costs, coupons, vouchers, reviews and ratings. Top life insurance in Abu Dhabi UAE.

1. The New India Assurance Co Ltd

Company Name: The New India Assurance Co Ltd
Company Location & Address: Floor #24, Tamouh Tower, Office #2409, Marina Square, Al Reem Island, Abu Dhabi
Company Tel: +971 2 6440428
Company Fax: +971 2 6456352
Company P.O.Box: 46743, Abu Dhabi
Category: Life Insurance, Insurance Agencies, Insurance Agents, Insurance Companies, Insurance Companies & Agents, Insurance Consultants

2. Federal Insurance Services & Consultancy Co (LLC)

Company Name: Federal Insurance Services & Consultancy Co (LLC)
Company Location & Address: Al Dhahiri Building – C17, Room # M21, Salam Street, Abu Dhabi
Landmark: Near Lulu Centre
Company Tel: +97126723059
Company Fax: +97126728590
Company P.O.Box: 46105, Abu Dhabi
Category: Life Insurance, Insurance Agencies, Insurance Agents, Insurance Companies, Insurance Companies & Agents, Insurance Consultants

3. Al Crescent Insurance Brokers

Company Name: Al Crescent Insurance Brokers
Company Location & Address: 4th Floor, Mazam Plaza, Office # 401, Hamdan street, Abu Dhabi
Landmark: Near Hamdan Centre
Company Tel: +97126270055
Company Fax: +97126270033
Company P.O.Box: 110021, Abu Dhabi
Category: Life Insurance, Insurance Agencies, Insurance Agents, Insurance Companies, Insurance Companies & Agents, Insurance Consultants

4. Al Nukhba Insurance Brokers

Company Name: Al Nukhba Insurance Brokers
Company Location & Address: Mezzanine Floor, Golden Motel, Abu Dhabi
Company Tel: +97126420888
Company Fax: +97126422280
Company P.O.Box: 44465, Abu Dhabi
Category: Life Insurance, Insurance Agencies, Insurance Agents, Insurance Companies, Insurance Companies & Agents, Insurance Consultants

5. Al Ruwais Insurance Brokers

Company Name: Al Ruwais Insurance Brokers
Company Location & Address: Ground Floor, Golden Key Building, Airport Road, Abu Dhabi
Landmark: Near Al Terence Showroom
Company Tel: +97124452220
Company Fax: +97124455929
Company P.O.Box: 4980, Abu Dhabi
Category: Life Insurance, Insurance Agencies, Insurance Agents, Insurance Companies, Insurance Companies & Agents, Insurance Consultants

6. Al Thurayya Insurance Brokers

Company Name: Al Thurayya Insurance Brokers
Company Location & Address: Abu Dhabi
Company Tel: +97126270055
Company P.O.Box: 44007, Abu Dhabi
Category: Life Insurance, Insurance Agencies, Insurance Agents, Insurance Companies, Insurance Companies & Agents, Insurance Consultants

7. Apex International Insurance Mediations LLC

Company Name: Apex International Insurance Mediations LLC
Company Location & Address: Abu Dhabi
Company Tel: +97126786900
Company P.O.Box: 35764, Abu Dhabi
Category: Life Insurance, Insurance Agencies, Insurance Agents, Insurance Companies, Insurance Companies & Agents, Insurance Consultants

8. Arab Commercial Enterprises Limited

Company Name: Arab Commercial Enterprises Limited
Company Location & Address: Office # 202, 2nd Floor, AL Zubara Tower, Salam Street, Tourist Club, Abu Dhabi City, Abu Dhabi
Landmark: Near Municipality Of Abu Dhabi
Company Tel: +97126457070
Company Fax: +97126458050
Company P.O.Box: 585, Abu Dhabi
Category: Life Insurance, Insurance Agencies, Insurance Agents, Insurance Companies, Insurance Companies & Agents, Insurance Consultants

9. Arabia Insurance Co (S.A.L)

Company Name: Arabia Insurance Co (S.A.L)
Company Location & Address: Mezzanine floor, Ninar Coff shop Building, Khalifa Street, Abu Dhabi
Landmark: Royal Meridien Hotel
Company Tel: +97126744700
Company Fax: +97126745700
Company P.O.Box: 867, Abu Dhabi
Category: Life Insurance, Insurance Agencies, Insurance Agents, Insurance Companies, Insurance Companies & Agents, Insurance Consultants

10. Al Berwaz Insurance Brokers Est

Company Name: Al Berwaz Insurance Brokers Est
Company Location & Address: 1st Floor, Subway Building, Office # 102, Khalifa Bin Zayed St, Al Markaziyah, Abu Dhabi City, Abu Dhabi
Landmark: Opposite Al Noor Hospital
Company Tel: +97126261555
Company Fax: +97126267400
Company P.O.Box: 31116, Abu Dhabi
Category: Life Insurance, Insurance Agencies, Insurance Agents, Insurance Companies, Insurance Companies & Agents, Insurance Consultants

Life Insurance Company Abu Dhabi Location Map

Life Insurance Abu Dhabi : List of the Best life insurance with Contact Details & Location Map. Top life insurance in Abu Dhabi.

Life Insurance Company Abu Dhabi

A lot of people have been approached about using life insurance as an investment tool. Do you believe that life insurance is an asset or a liability? I will discuss life insurance which I think is one of the best ways to protect your family. Do you buy term insurance or permanent insurance is the main question that people should consider?

Many people choose term insurance because it is the cheapest and provides the most coverage for a stated period of time such as 5, 10, 15, 20 or 30 years. People are living longer so term insurance may not always be the best investment for everyone. If a person selects the 30 year term option they have the longest period of coverage but that would not be the best for a person in their 20’s because if a 25 year old selects the 30 year term policy then at age 55 the term would end. When the person who is 55 years old and is still in great health but still needs life insurance the cost of insurance for a 55 year old can get extremely expensive. Do you buy term and invest the difference? If you are a disciplined investor this could work for you but is it the best way to pass assets to your heirs tax free? If a person dies during the 30 year term period then the beneficiaries would get the face amount tax free. If your investments other than life insurance are passed to beneficiaries, in most cases, the investments will not pass tax free to the beneficiaries. Term insurance is considered temporary insurance and can be beneficial when a person is starting out life. Many term policies have a conversion to a permanent policy if the insured feels the need in the near future,

The next type of policy is whole life insurance. As the policy states it is good for your whole life usually until age 100. This type of policy is being phased out of many life insurance companies. The whole life insurance policy is called permanent life insurance because as long as the premiums are paid the insured will have life insurance until age 100. These policies are the highest priced life insurance policies but they have a guaranteed cash values. When the whole life policy accumulates over time it builds cash value that can be borrowed by the owner. The whole life policy can have substantial cash value after a period of 15 to 20 years and many investors have taken notice of this. After a period of time, (20 years usually), the life whole insurance policy can become paid up which means you now have insurance and don’t have to pay anymore and the cash value continues to build. This is a unique part of the whole life policy that other types of insurance cannot be designed to perform. Life insurance should not be sold because of the cash value accumulation but in periods of extreme monetary needs you don’t need to borrow from a third party because you can borrow from your life insurance policy in case of an emergency.

In the late 80’s and 90’s insurance companies sold products called universal life insurance policies which were supposed to provide life insurance for your whole life. The reality is that these types of insurance policies were poorly designed and many lapsed because as interest rates lowered the policies didn’t perform well and clients were forced to send additional premiums or the policy lapsed. The universal life policies were a hybrid of term insurance and whole life insurance policies. Some of those policies were tied to the stock market and were called variable universal life insurance policies. My thoughts are variable policies should only be purchased by investors who have a high risk tolerance. When the stock market goes down the policy owner can lose big and be forced to send in additional premiums to cover the losses or your policy would lapse or terminate.

The design of the universal life policy has had a major change for the better in the current years. Universal life policies are permanent policy which range in ages as high as age 120. Many life insurance providers now sell mainly term and universal life policies. Universal life policies now have a target premium which has a guarantee as long as the premiums are paid the policy will not lapse. The newest form of universal life insurance is the indexed universal life policy which has performance tied to the S&P Index, Russell Index and the Dow Jones. In a down market you usually have no gain but you have no losses to the policy either. If the market is up you can have a gain but it is limited. If the index market takes a 30% loss then you have what we call the floor which is 0 which means you have no loss but there is no gain. Some insurers will still give as much as 3% gain added to you policy even in a down market. If the market goes up 30% then you can share in the gain but you are capped so you may only get 6% of the gain and this will depend on the cap rate and the participation rate. The cap rate helps the insurer because they are taking a risk that if the market goes down the insured will not suffer and if the market goes up the insured can share in a percentage of the gains. Indexed universal life policies also have cash values which can be borrowed. The best way to look at the difference in cash values is to have your insurance agent show you illustrations so you can see what fits you investment profile. The index universal life policy has a design which is beneficial to the consumer and the insurer and can be a viable tool in your total investments.

Top life insurance Abu Dhabi : List of the best life insurance company Abu Dhabi with contact details including company names, contact details, telephone numbers, email addresses, websites, location map, driving directions, deals, offers, prices, costs, coupons, vouchers, reviews and ratings. Top life insurance in Abu Dhabi UAE.

Business Directory UAE providing complete details of life insurance in Abu Dhabi. Find out more information on life insurance in Abu Dhabi on Yellow Pages UAE. life insurancereviews, life insuranceAbu Dhabi location map, life insurance Abu Dhabi websites, life insurance Abu Dhabi directory, life insurance Abu Dhabi business directory & life insurance telephone numbers.

Life Insurance Abu Dhabi : List of the Top Life Insurance Company in Abu Dhabi with Contact Details

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Life Insurance Abu Dhabi : List of the Top Life Insurance Company in Abu Dhabi with Contact Details: List of the top life insurance in Abu Dhabi with contact details including company names, contact details, telephone numbers, email addresses, websites, location map, driving directions, deals, offers, prices, costs, coupons, vouchers, reviews and ratings. Top life insurance in Abu Dhabi UAE.

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